Small steps towards investing can help you feel good now and in control of the future.

30% of non-investors who are not invested want a way to try out investing with a low money commitment.

Make a little go a long way. Micro-investing (investing small amounts of money) can lead to a greater return than just letting it sit in a savings account where it isn't working for you

76% of investors that use a financial advisor report having a positive sense of well-being.

Find a good teacher. Start a relationship with a financial advisor who will work with you and for you. If you feel like you don't have all the answers, advisors know how to educate.

41% of non-investors say they would feel better about their finances if they could better balance their needs today with their needs in the future.

Balance the short-term and long-term. Investing isn't just for retirement. Making smaller, more flexible investments can help you connect to everyday short-term goals like paying off

debt or buying a house.

69% of non-investors recognize that their future outlook would be better if they started investing now.

Don’t wait too long. You can start investing before you have a lot of money. Making a few small, smart investments (like taking advantage of an employer 401K match) can have a major impact over time.

So, can money really make you happier? Not exactly. But being confident, in control and invested helps. Now’s the time to take action and get started.

SOURCES:

https://www.blackrock.com/corporate/insights/investor-pulse#investing-well-being

Material discussed is meant for general informational purposes only and is not to be construed as tax, legal, or investment advice. Although the information has been gathered from sources believed to be reliable, please note that individual situations can vary. Therefore, the information should be relied upon only when coordinated with individual professional advice. This material contains the current opinions of the author but not necessarily those of Guardian or its subsidiaries and such opinions are subject to change without notice.

Gracio Garcia is a Registered Representative and Financial Advisor of Park Avenue Securities LLC (PAS) 160 Gould Street, Suite 310, Needham, MA 02494, (781) 449-4402. Securities products/services and advisory services are offered through PAS, member FINRA/SIPC. Financial Representative of The Guardian Life Insurance Company of America (Guardian), New York, NY. PAS is an indirect, wholly owned subsidiary of Guardian. The Bulfinch Group is not an affiliate or subsidiary of PAS or Guardian. Life insurance offered through The Bulfinch Group Insurance Agency, LLC, an affiliate of The Bulfinch Group, LLC. The Bulfinch Group, LLC is not licensed to sell insurance. 2019-76787 Exp 3/21