For Employees

In the event of a major life change, it is common for families to overlook updating beneficiary information. Keeping this information up to date is vital in order to avoid consequential mistakes in the future.

Consider...

If you are divorced is your ex-spouse still listed as your beneficiary? If so, he or she will get your money upon your death, even if that’s not your intent.
Have you recently remarried? Have you updated your beneficiary to designate your new spouse?
Would you like your children to be your beneficiaries? Have you checked to make sure all of them are listed?

With your retirement plan, you want to be sure that your hard-earned savings will end up in the right hands. Choosing and updating your beneficiaries is simple.

Source: https://retirement.johnhancock.com/us/en/viewpoints/retirement-readiness/protect-your-retirement-savings-account---john-hancock-retiremen

Gracio Garcia, Derek Mazzarella & Marshall Dodge, Registered Representatives and Financial Advisors of Park Avenue Securities LLC (PAS) 160 Gould Street, Suite 310, Needham, MA 02494, (781) 449-4402. Securities products/services and advisory services are offered through PAS, a registered broker-dealer and investment advisor. Financial Representatives, The Guardian Life Insurance Company of America (Guardian), New York, NY. PAS is a wholly-owned subsidiary of Guardian. The Bulfinch Group is not an affiliate or subsidiary of PAS or Guardian. Life insurance offered through The Bulfinch Group Insurance Agency, LLC, an affiliate of The Bulfinch Group, LLC. The Bulfinch Group, LLC is not licensed to sell insurance. The Bulfinch Group is not registered in any state or with the U.S. Securities and Exchange Commission as a Registered Investment Advisor. Gracio Garcia, CA Insurance License #0K24081; FL Insurance License #P179788. Derek Mazzarella, FL Insurance License #W194940. Marshall Dodge, CA Insurance License #0M78221; FL Insurance License #W542903. PAS is a member FINRA, SIPC. 2021-114977 Exp 1/23.

In the event of a major life change, it is common for families to overlook updating beneficiary information. Keeping this information up to date is vital in order to avoid consequential mistakes in the future.

Consider...

If you are divorced is your ex-spouse still listed as your beneficiary? If so, he or she will get your money upon your death, even if that’s not your intent.

Have you recently remarried? Have you updated your beneficiary to designate your new spouse?

Would you like your children to be your beneficiaries? Have you checked to make sure all of them are listed?

With your retirement plan, you want to be sure that your hard-earned savings will end up in the right hands. Choosing and updating your beneficiaries is simple.